Why the Chiefs aren't what we think they are

I know, I know. The Cheifs are 9-0 and giving the Broncos a challenege, but without a top level QB you cannot go far up in the playoffs. Alex Smith is not a top QB, he's average, and thats all he'll ever be. I don't think he has the talent to be a top level QB. In the draft (my specialty) I think the perfect fit for this team is the battle tested and expirienced Aaron Murray. I mean, look at Russell Wilson. He's short and still better than Alex Smith. Drew Brees BLOWS by Alex Smith. I just don't think the Chiefs can go far into the playoffs with Smith at QB